Car insurance rates are on the rise nationwide and in Ohio

Car insurance rates are on the rise across the nation and in Ohio.
  • Crashes and auto claims have increased as Americans return to work and their daily commutes.
  • Factors that can hike your rates include a poor driving record, age, gender, where you live and what car you drive.

If you noticed a recent spike in your car insurance bill, you’re not alone.

Car insurance rates are expected to increase by 8.4% across the United States and 12.3% in Ohio this year, according to ValuePenguin, a subsidiary of the Lending Tree, which researches insurance and other consumer trends. The nationwide increase is the biggest jump in the past six years.

Still, the average cost for full coverage car insurance in Ohio (about $1,296 per year) remains 27% lower than the national average (about $1,780 per year). That makes Ohio one of the least expensive states for car insurance, according to the analysis.

more:Ohio’s car insurance rates are going up. Here’s why | Betty Lin-Fisher